Personal Accident Insurance is designed to provide financial protection in case of accidents, covering you or your loved ones for serious outcomes of accidental injuries especially when you’re active, traveling, or enjoying winter sports. Unlike regular health insurance, this plan focuses specifically on accidental events and their financial impact.

Winter brings joy and extra hazards:
✔ Slippery roads and icy pavements
✔ Increased risk of falls while walking or driving
✔ Skiing, snowboarding, and winter sports, where falls and collisions can lead to serious injury
✔ Rescue operations and hospitalization far from home

Accidents during snowy weather aren’t just unpredictable they can be costly. Emergency treatment, rehabilitation, and long recovery periods add up quickly if you’re not prepared.
Personal Accident Insurance provides protection when life doesn’t go as planned.

With Capital Insurance & Reinsurance’s Personal Accident plan, you get worldwide 24/7 coverage, including:

✔ Accidental Death Benefit – A payout if a covered accident results in death.
✔ Permanent Total Disability (P.T.D.) – Compensation if a serious accident leads to total disability.
✔ Loss of Limb/Eye – Partial benefit if an accident results in loss of one hand, foot, or eye.


This means whether you’re at home, traveling, or hitting the ski slopes, you’re financially protected against the unexpected.

Personal Accident Insurance from Capital Insurance & Reinsurance is your financial shield especially in winter and snow season offering protection when life throws a slip, fall, or ski tumble your way.

Learn more or get covered today