Property insurance that covers private homes.
It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. It requires that at least one of the named insures occupies the home.
The dwelling policy (DP) is similar, but used for residences that don't qualify for various reasons, such as vacancy/non-occupancy, seasonal/secondary residence, or age.
| Benefits & Limits |
PLAN I:
In Hospital
(Standard limit) |
PLAN II:
In Hospital
(Standard limit) |
PLAN III:
In Hospital
+ Ambulatory |
PLAN IV:
In Hospital
+ Ambulatory |
| Death / Repatriation |
USD 8,000.- |
USD 8,000.- |
USD 8,000.- |
USD 12,000.- |
| Total Permanent Disability (T.P.D) Due to Accident |
USD 10,000.- |
USD 10,000.- |
USD 10,000.- |
USD 15,000.- |
|
Partial Permanent Disability (P.P.D) Due to Accident,
As per Lebanese Labor Law Schedule of Disability
|
USD 10,000.- |
USD 10,000.- |
USD 10,000.- |
USD 15,000.- |
| Ambulatory Cover (85%) |
NIL |
NIL |
Including 1 Transaction
Per Year up to
USD 400.-
|
Including 3 Transactions
Per Year up to
USD 1,000.-
|
| Medical Expenses (Hospitalization in 3rd Class) |
USD 23,000.- |
USD 23,000.- |
USD 30,000.- |
USD 50,000.- |
| Deportation |
Airline Ticket (Economy Class) |
| Network |
Limited Network
as per Capital Providers' List Attached
|
Full Network Excluding AUH, CMC, RIZK,
Bellevue Medical Center, KMC,
ST. John & ST. Georges des Grecs Orth.
|
| Age Limit |
Up To 55 Years. |
| Total Premium |
Female
USD 70.- |
USD 100.- |
USD 150.- |
USD 200.- |
Male
USD 100.- |
USD 140.- |
USD 200.- |
USD 250.- |
- Benefits are as per Ministry of Labor.
- One Blood test or X-ray is covered at 100% excluding PCR test as per Ministry of Labor.
- For expatriates aged above 55, please refer to the Company.